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The mechanics and purpose of Callable Bonds

Call dates are a common structural feature across many bonds in global markets, particularly for subordinated and hybrid instruments, and are typically included to provide issuers with flexibility around capital management, refinancing, and regulatory considerations.

Inflation and rate hikes, why diversification is key for bond portfolios

With the Reserve Bank of Australia (RBA) hiking thrice already this year, and the uncertainty caused by the conflict in the Middle East, it’s worth checking there’s a good level of diversification in portfolios to mitigate rising risks. Here we discuss what to consider in portfolios with the current RBA rate outlook and market uncertainty.

Why the RBA Raises the Cash Rate

With markets expecting further rate hikes from the Reserve Bank of Australia this year, in this piece we explore this monetary policy tool and why Central Banks use it to achieve inflation targets.

Indexed annuity bonds - how they work and their many benefits

Indexed annuity bonds (IABs) offer protection against inflationary pressures, making them a crucial allocation during times of high inflation, but also offering many other benefits too. Here we discuss how they work and why they’re considered a core portfolio holding.

Understanding inflation-linked securities

Inflation-linked bonds offer inflation protection by keeping cashflow paid to investors in step with the rate of inflation. This is an important consideration for investors looking to protect their spending power against destructive inflation. Inflation can be a major risk for wealth erosion and depletion of savings in real terms.

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