Education (basics)

Education (basics)

The rise and evolution of listed credit notes

Listed notes have many superficial structural similarities to OTC bonds. They pay income on a set scheduled and they have a final maturity date where the principal is repaid. In particular, the current Listed Notes all are floating rate notes, which means the interest rate payable does change over time, but according to a predictable pattern set in advance.

Education (basics)

Dynamics in the labour market are very material to the RBA

The RBA keeps an eye on the Australian labour market as it is one of the most important indicators of the growth of the economy. Labour data is a direct target of monetary policy via the RBA’s employment mandate, but also an indirect one since it so clearly affects inflation dynamics. Over the last six months or so, the unemployment rate has trended sideways and still remains at extremely strong levels. While the unemployment rate remains low and inflation elevated, there is little reason for the RBA to cut interest rates.

Education (basics)

How bonds can help you retire with a stable income

We have put together this article to help you understand the role bonds play in retiring with a passive income, whether you're thinking of the ideal retirement, planning for retirement, or have retired. In retirement planning, bonds should be a cornerstone investment, providing regular interest payments and returning your principal investment at maturity. This stability forms the bedrock of a passive cash flow strategy, allowing retirees to sustain their lifestyle and meet essential expenses regardless of market volatility.

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