Opinion
This week, the Australian Prudential Regulation Authority announced higher capital requirements for residential mortgages for the four major banks (ANZ, CBA, NAB, Westpac) and Macquarie, in order to offset mortgage risk
Opinion
A quiet but important regulatory change happened last month when APRA’s new Liquidity Coverage Ratio took effect, making it far more expensive for financial institutions to offer investors deposits of less than 30 days.